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See your HB1085 revenue uplift in 10 seconds

On January 1, 2027, Illinois resets the commercial behavioral health rate floor to 141.7% of Medicare. Enter your numbers to see your annual gain from Stream 1 — then see what four more streams add on top.

Stream 1 of 5 — Commercial rate uplift on existing sessions

Formula: New floor = Medicare rate × 141.7% (HB1085). Uplift / session = max(0, floor − current rate). Annual uplift = qualifying sessions × uplift / session. Qualifying sessions = clinicians × sessions/wk × weeks × HB1085 coverage % (ERISA / self-insured excluded).

Assumptions (edit to match your group)
$
$
HB1085 floor: $141.70 / session
%
%
⚠️ Your current rate () is already at or above the HB1085 floor (). Stream 1 produces no uplift for your group — but streams 2–5 still apply in full.
Stream 1 — Estimated Annual Uplift
$0 / year
Uplift per qualifying session
$0.00
Qualifying sessions / year
0
Current qualifying revenue
$0
After HB1085 floor
$0
Formula: New floor = Medicare rate × 141.7% (HB1085). Uplift / session = max(0, floor − current rate). Annual uplift = qualifying sessions × uplift / session. Qualifying sessions = clinicians × sessions/wk × weeks × HB1085 coverage % (ERISA/self-insured excluded) × % visits eligible for rate increase.

4 More Revenue Streams Activate on the Same Date

This is what your group gains from one of the five mechanisms HB1085 unlocks. The other four – compound on top of Stream 1. Most require credentialing and contract work that must begin before the Q3 window closes.

Stream 2

Bill payers you’re currently leaving on the table.

Stream 3

Turn hours you already supervise into billable revenue.

Stream 4

Capture visits that are silently getting denied.

Stream 5

Recover what you were owed but never paid.

Estimate only — not a guarantee of revenue. Stream 1 projects the gain from the commercial rate floor reset to 141.7% of Medicare under HB1085, effective January 1, 2027, applied to fully-insured commercial plans only (ERISA / self-insured excluded). Uplift per session = max(0, floor − current contracted rate). Figures reflect one revenue stream. Actual results depend on payer mix, service codes, contracted rates, and credentialing status. Verify with your contracts and counsel before acting.

Healthcare Payer Contract Negotiation Backed by Data & Market Intelligence

Healthcare providers lose an estimated $125 billion annually due to underpayments, denied claims, and outdated contracts. Most payers offer belowmarket rates and without the right data, providers are negotiating blind.

At Neolytix, we help you flip the script. Our payer contract negotiation services combine deep reimbursement analysis, peer benchmarking, and strategic positioning to ensure you secure fair, competitive rates and longterm stability.
 
We work directly with major health insurance companies, including UnitedHealthcare, Anthem, Blue Cross Blue Shield, Aetna, Cigna, and Humana ensuring your contracts reflect the true value of your care     
Neolytix directly work with major health insurance companies

Neolytix Identifies an Average of $341K in Payer Contract Revenue Opportunities — Get Your Assessment Done Today

Illinois HB 1085 Simplified

How BH Practices Can Capture the Multiple Revenue Streams It Unlocks

HB 1085 sets a permanent 141.7%-of-Medicare reimbursement floor for Illinois commercial behavioral health plans renewing on or after January 1, 2027. It opens several revenue opportunities that do not unlock automatically. Join us to learn what you need to do before January 1 to capture all of them.
Jay Reeser
Jay Reeser
VP Payer Analytics (ex-Cigna, UHC)
Brian Morefield
Brian Morefield
Director, Business Development